our Massachusetts Renters Insurance Program includes:

• Replacement cost coverage for damage to personal belongings (such as electronics, furniture, appliance, and clothing)
• Coverage for theft of personal possessions including losses at home, away from home, or from your vehicle
• Identity Theft
• Personal Liability Protection for you and your family in the event of a lawsuit
• Coverage for Damage you may cause to the property of others
• Policy and account credits

Aside from the features listed above, a renters policy will cover you for “loss of use” of your apartment. For example, if there is extreme damage to your apartment due to fire or water damage, your renters policy will cover you for not being able to use your apartment and having to find shelter elsewhere.