For most people, your home is your single largest investment. We understand the importance of that and provide insurance programs for all kinds of properties. Whether your home is considered a hard to place risk (due to location), a high-end home, or a second home located outside of Massachusetts, we can provide you with the right insurance program specifically designed to meet your needs and budget.

Each insurance company offers different credits, but we can help you determine which ones apply to you. Some of the credits available are:

• Homes built in the last 15-20 years (considered a new home)
• Non-Smokers
• Home Renovations
• Protective Devices
• New Movers – if you bought your house within the last 12 months. This does not need to be a new house, just new to you!

In addition to the credits available, our homeowner programs include specific protection, such as:

• Home replacement cost valuation
• Replacement cost coverage on home and contents
• Identity Theft
• Valuable items protection
• Earthquake coverage
• Personal computer coverage
• Business in the Home protection

As with all our policies we provide competitive rates from multiple insurance companies with convenient payment terms.

PLEASE NOTE: Flood Insurance is NOT included on your homeowners’ policy. You need to purchase a separate policy for flood insurance, which has a 30-day waiting period.